Dividends In order to fully commit to anything, whether it is a diet or an investment plan, it is important to see the reward at the end of the road. When making these decisions we evaluate whether the pain is worth the reward, but if we perceive that the pain in the present is greater than the reward in the future we will most likely quit. In order to commit to an investment plan you need to see the reward on the other-end. The pain is saving money instead of spending it and